Style and affordability go hand in hand at Bensons for Beds

Now we‘ve made Bensons for Beds style more accessible than ever before - with a great finance package available to spread the cost. Bensons for Beds, the furniture store ensure that you don‘t have to compromise on the furniture that you have in your home by providing an easy to use finance solution to suit your every need.

Interest Free Credit (IFC)

  • Orders valued over £150 take 6 Months
  • Orders valued over £299 take 10 Months
  • Orders valued over £499 take 20 Months
  • Orders valued over £899 take 30 Months
  • Orders valued over £1,299 take 36 Months

Payments start after delivery has taken place.

Finance Options are available on item(s) of £150 and over.

Simply select ‘Creation Consumer Finance’ as your payment method in the checkout. With all finance offers subject to acceptance.

Are you eligible to apply?

Before you get started we just need to check that you're eligible to apply. We will consider your application if:

  • You are aged 18 years or over
  • You have a good credit history with no previous bankruptcies, IVAs, Debt Relief Orders, recent CCJs or defaults
  • You are a permanent UK resident and have lived in the UK for the last 3 years unless you are HM Forces personnel
  • You are not Unemployed (unless you are a homemaker, retired or in receipt of disability allowance)
  • You are not aware of any significant changes which may adversely affect your ability to continue making repayments in the future.

How to apply online today

Checklist of things to get started with your application

  • Previous address if you’ve lived in your current home for less than 3 year
  • Bank details (bank details, sort code and account number)
  • Email address and contact telephone number
  • Your proof of ID which can be either one of the following; UK Driving License, Passport (UK or International) or Electricity Bill (Mainland GB). If residing in Northern Ireland then only a Passport (UK or International) is valid.
  • Your daytime and/ or your evening phone number and your work number – one of which must be a fixed landline telephone number

*If your goods are being delivered to an alternative address (other than the address you reside at) then a hold will be placed on delivery for 3 business days

Or call our specialist team of sales advisors who will guide you through the process and find the right payment plan for you.

0808 144 6160
  • UK based since 1973
  • Trusted by many retailers
  • Over 40 years of finance experience

Credit is available subject to status to UK residents aged 18 or over. Steinhoff UK Retail Limited trading as Bensons For Beds acts as a credit broker and not as a lender: registered office is Festival House, Jessop Avenue, Cheltenham, Gloucestershire, GL50 3SH. Credit is provided by Creation Consumer Finance Ltd (Chadwick House, Blenheim Court, Solihull B91 2AA), is authorised and regulated by the Financial Conduct Authority

Please note that if you applied for your loan before the 27th July 2016 you will need to contact Ikano Bank AB (publ) on 0371 781 3057 or write to: Customer Services, Ikano Bank AB (publ), P O Box 10081, Nottingham, NG2 9LX.