Buy Now, Pay Nothing until 2024
- Spread the cost with buy now pay later finance available online and in-store.
- The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.
- The non-payment period starts when you receive your delivery.
- If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest. There are no early settlement fees associated to your credit agreement.
- If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
- Only available to UK residents over 18, subject to terms and conditions, minimum spend applies. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
Representative example £1500 spend
|Total cash price||£1,500|
|Amount of credit||£1,500.00|
|Non-payment period||6 Months|
|Followed by 36 monthly repayments of||£77.14|
|Annual rate of interest||21.28%|
|Total amount repayable||£2,777.04|
Who can apply?
To be eligible to apply for finance you must:
- Be at least 18 years of age
- Have been a UK resident for at least 3 years
- Have a debit or credit card in your name, registered to your address in order to cover deposit (if applicable)
- Have a Bank or Building Society current account available (you’ll need this in order to complete direct debit instruction)
- Be in regular employment* including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit
How to apply online?
Simply select ‘V12 finance’ as your payment method in the checkout. With all finance offers subject to acceptance.
- Previous address if you’ve lived in your current home for less than 3 years
- Bank details (bank details, sort code and account number)
- Email address and contact telephone number
We offer finance instore via 2 providers; V12 Retail Finance and Creation Finance.
We are here to help. Call us on 0808 144 6160,
email us firstname.lastname@example.org
Alternatively contact V12 Finance on
02920 468 900